A Harlem woman accused of using a waitress’ identity to apply for student loans for her son was sentenced to federal prison Wednesday.
Regina Beard, 43, pleaded guilty to bank fraud and was sentenced to 46 months in prison at a hearing in U.S. Federal Court.
Evidence showed that Beard used the identity of a waitress at the Evans restaurant she managed to apply for student loans for her son to attend college. Beard did not repay the loans.
The waitress said she worked at the restaurant as a second job to earn money to send her own children to college. Because of the harm Beard’s crimes caused to her credit, the waitress said she cannot co-sign her children’s college loans.
“There is no justification for taking what, by law, you do not own,” U.S. Attorney Edward J. Tarver said. “Regina Beard’s unlawful actions will have a long-lasting negative impact on two families.”
In addition to prison, U.S. District Court Judge J. Randall Hall sentenced Beard to pay $52,969 in restitution.